MoneyLion - the only money app you need for mobile banking & personal finance resources. Get cash advances up to $500, compare personal loan⁶ offers, & access fast cash with early pay for extra money when you need it.
Online banking that gives you more
- Get paid early (up to 2 days) with RoarMoney℠ direct deposit²
- Gain fast rewards up to $500 per qualifying purchase with Shake 'N' Bank⁴
- Earn up to a $55⁵ bonus when you join and create a RoarMoney account and link qualifying direct deposits! (Use code: ROARBONUS)
- Use Round Ups³ to invest spare change with eligible purchases
Extra cash with Instacash℠
- Get money in minutes with a 0% APR cash advance¹
- Quick cash advance available, no credit check or interest
- Cash advance increased limit (up to $1,000¹) with a qualifying direct deposit
Personal loan offers on MoneyLion Marketplace⁶
- Need to borrow money? Get matched with partner loan offers
- Compare offers for personal loans, small loans, online loans, & savings accounts
Credit Builder Plus⁷
- Membership ($19.99/mo) grants access to a Credit Builder loan of up to $1000 & exclusive services
- Help save, build credit history, & view your credit score
MoneyLion is not affiliated with other money apps, loan apps, or cash advance apps such as Chime, Dave, Beem, Chase, Varo Bank, Possible Finance, Earnin, SoFi, Cleo, or Brigit
1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.
Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.
2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.
3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.
4 Shake 'N' Bank and other Rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion.
5 Referral Promotion is subject to Terms and Conditions.
6 Personal loans in the MoneyLion marketplace you may apply for have repayment terms from 12 months to 84 months. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on-time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender's terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.
7 Credit Builder Plus loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NLMS 1237506