With our bad credit loans app, you can get a payday loan or an installment loan for up to $5,000, regardless of your credit history.

You can still submit a request with us even if you have a low credit score or none at all. In fact, borrowers with such low credit scores often receive loans.
To apply for a bad credit loan, all you need to do is:

All you need to request a bad credit loan is:

* Your full name
* Address and contact details
* Employment details
* Bank account details

Any data you enter is encrypted using SSL protocol, the standard in the industry.

Why an bad credit loan?

We all face a financial emergency from time to time.
Maybe you just need a little bit of money to get by for a little while, or maybe you need a sizable amount to pay for car repairs or a vacation.

We at the Bad Credit Loans app know that allowing the borrower some wiggle room when it comes to making payments is the safest way to borrow money. That's why interest is compounded monthly and paid along with the principal on an installment loan.

Quick and simple app for bad credit

Our streamlined application process means you only need our app to get quick cash. There is no red tape or need to visit a lending institution in person.

With a few taps, you'll be connected with one of more than a hundred lenders who are prepared to review your application with bad credit score.

We understand the pain of making an effort only to have it repeatedly rejected. Rather than applying to each individual licensed lender individually, you can now do so with just one simple form.

After we've established a connection, you and your lender can handle the final details on your own. The principal (typically the amount you requested), interest rate (APR), and repayment schedule will all be explained to you.
If you're satisfied, you can tap the agreement to sign it, and the money could be deposited into your account as soon as the following business day.

Bad-credit payday and installment loans

There is no such thing as guaranteed approval for bad credit loans, no credit check loans, or instant loans. Loans can be obtained quickly from online direct lenders despite applicants' credit scores because of the transparency with which they evaluate their customers' information.

Before deciding whether or not to grant you a loan, they consider factors such as your employment history, income, and overall application (not just your credit score).

While there are no such things as guaranteed fast loans, the lenders we work with are much more lenient than, say, a bank.


The minimum and maximum periods for repayment are generally between 65 days and 2 years. The conditions on money lending vary depending on the lender you get in touch with.

APR (Annual Percentage Rate) is a yearly interest rate charged when a consumer borrows cash. It includes both the initial interest rate and additional fees. The APR differs among lending options, while many lenders offer rates between 5.99% and 35.99% on cash loans. Such small personal loans are unsecured and often given to borrowers with good or excellent credit ratings.

This app is not involved in the lending process, hence we can’t claim any particular APR once you submit your online request. Loan decisions and terms vary between creditors, and are based on income, credit rating, employment status, etc. The lender is legally required to tell you about the APR and all the terms before you sign the agreement.

A representative example of the total loan cost (all applicable fees are included): amount - $1500; loan term – 3 months; APR – 30%. Your monthly repayment is $525,21. The total amount payable is $1575,63. The total interest is $75,63.

Use our Bad Credit Loans App to borrow money now and get an easy cash loan for your needs straight away!