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Material Disclosure:

At Loans Inc, we present APR rates ranging from a minimum of 4.95% to a maximum of 35.95%. The APR offered to you depends on various factors, such as your individual circumstances and financial standing. Upon completing our loan request form, you will receive comprehensive details regarding the APR and complete terms for any loan extended to you.

The specific interest rate offered is influenced by factors like your credit score, financial history, income, and more.

Suppose you borrowed $5,000 over a 48-month duration, with an 8% arrangement fee ($400). In this scenario, your monthly repayments would amount to $131.67, resulting in a total payback of $6,320.12. This total cost includes the 8% fee deducted from the loan amount, resulting in a net cost of $1,720.12. Representative APR is 18.23%.