Figure Pay is the alternative to traditional banking.

Figure Pay is a new payments app that allows you to access your paycheck up to 2 days sooner, qualify for Buy Now, Pay Later loans, easily pay for purchases and transfer money to friends and family, all from your phone!

For a limited time only! When you spend a minimum of $250 using Figure Pay by December 21st, you will be automatically entered for a chance to win $500.
 You can also enter without making a purchase. Visit www.figure.com/sweeps for details.


Enjoy a free deposit account with $0 in fees3
Quickly qualify for a Buy Now Pay Later loan1
Get paid up to 2 days early4
Earn rewards and discounts for purchases.
Earn a $100 bonus with Direct Deposit⁴
Transfer money to friends and family
Plus refer a friend and you both get $25*

Set up your account in minutes!

FIGURE PAY FOR MERCHANTS

Merchants can use Figure Pay to accept payments for goods and services, transacting at a fraction of the cost.

80% savings on transaction fees - Fees are 0.5% (versus up to 3% with a credit card). With minimal processing fees, Figure Pay is a fraction of the cost of traditional platforms.

Instant settlement for payments - Money you earn goes into your Figure Pay account immediately, transactions are processed in real-time - no need to wait days.

Contactless payments - Protect both you and your customers with a completely touch-free payment option

Secure technology - Transact directly, reducing costs and friction in the process. Deposits in Figure Pay are eligible for FDIC insurance. Plaid technology is used to securely connect with external bank accounts.

No equipment to buy or manage - Merchants can use the seamless Figure Pay app as a terminal accepting payments from a phone or tablet, without adding any devices or hardware.