SoFi is a one-stop shop for your finances, designed to help you Get Your Money Right®. Save, spend, earn, borrow and invest—all in one app.
Download the SoFi app, invite your friends and earn rewards.
ONE CONVENIENT APP DOES IT ALL
Manage your money, invest and trade, check your rates and apply for loans. Do everything in one place.
EARN HIGH INTEREST
When you save with SoFi Checking and Savings, you can earn high interest on your balances—up to 2.00% APY.**
GET UP TO $100 IN BITCOIN!***
SoFi Invest lets you trade crypto, invest in stocks, retirement funds and more. Trade crypto and get up to $100 in Bitcoin!***
GET YOUR MONEY RIGHT® WITH ZERO ACCOUNT FEES
Pay zero account fees with SoFi Checkings and Savings, which includes no annual, overdraft or other account fees.****
REACH YOUR GOALS FASTER
Get your paycheck up to two days early***** and save money effortlessly with automatic savings features.
Full disclosure can be found at the end of the App Store screenshots. Swipe to view disclosure or visit sofi.com/legal.
INVESTMENT PRODUCTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Terms and conditions apply. Loans originated by SoFi Lending Corp. or an affiliate. CFL #6054612, NMLS #1121636 (www.nmlsconsumeraccess.org). Equal Housing Lender. Brokerage products offered through SoFi Securities LLC, member FINRA/SIPC. SoFi Checking and Savings is offered through SoFi Bank, N. A. Member FDIC.Advisory services are offered through SoFi Wealth, LLC an SEC-registered Investment adviser. [job code]
**SoFi members with direct deposit can earn up to 2.00% annual percentage yield (APY) interest on all account balances in their Checking and Savings accounts (including Vaults). Members without direct deposit will earn 1.00% APY on all account balances in Checking and Savings (including Vaults). Interest rates are variable and subject to change at any time. Rate of 2.00% APY is current as of 08/12/2022. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet
SoFi Checking and Savings is offered through SoFi Bank, N.A. The SoFi® Bank Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
***See terms and conditions at https://www.sofi.com/invest/buy-cryptocurrency/.
****We work hard to offer high interest and no account fees. With that in mind, our interest rate and fee structure are subject to change at any time. See our terms and conditions at sofi.com/legal.
*****Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date.
SoFi’s Relay tool offers users the ability to connect both in-house accounts and external accounts using Plaid, Inc.’s service. The credit score provided to you is a VantageScore® based on TransUnion™ (the “Processing Agent”) data.
SoFi loans are originated by SoFi Lending Corp. or an affiliate and not all products are available in all states. Additional terms, conditions, and state restrictions apply; sofi.com/eligibility for details. Licensed by the DFPI, CFL# 6054612. NMLS# 1121636 (nmlsconsumeraccess.org).
Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).
The SoFi Bank Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Advisory services are offered through SoFi Wealth, LLC an SEC-Registered Investment Adviser.