Oportun is the savvier way to meet your money goals. You can save without thinking about it and manage your Oportun loan and credit card in one place.

Our app guides your money toward your goals in a way that takes your spending habits, income, money goals, expenses, and overall financial situation into account. It's an effortless tool to help you save for goals big and small. Members typically save thousands of dollars a year* without feeling it.

SET & SAVE

Oportun learns your spending habits and saves amounts you won’t feel, but add up fast. Set up your savings goals, target amount and date, and we’ll help you save for them effortlessly. If you don’t have specific goals, you can save towards a Rainy Day Fund and have savings on hand for whatever comes your way.

BORROW WHEN YOU NEED TO

You’re more than a credit score and we take that into account. Our loans are designed to help you build your credit, so you can apply without a credit history**. Once approved, you can manage your loan alongside our other effortless financial tools. If you already have a loan through Oportun, you can use the app to manage it too.

HOW IT WORKS

1. Link your bank account so our app can learn your spending habits and expenses.

2. Set up as many savings goals as you like.

3. We’ll get to work with small transfers saved often.

PUT OPORTUN TO WORK

Get started with 30 free days of saving and investing. After that, you can enjoy effortless money management for just $5/month. Cancel your subscription anytime. Plus, the Oportun app is free for members to use for the purpose of monitoring and paying their loan and credit card. Our app is available in English and Spanish.

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Oportun also offers personal loans in certain states through its partner Pathward ®, N.A., and credit cards through its partner WebBank, and those products are subject to credit approval.

Standard data charges may apply when downloading the app.

*Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.

**While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants.

*** Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law.
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